Stefan is a former Vice President and Head of Product Management Derivatives at WGZ BANK where he was inter alia responsible for the implementation of various provisions regarding customer protection and product governance, and of the lobby and committee work regarding capital markets regulations. Moreover, Stefan was in charge of the front-to-back processes for the issuance and public distribution of own structured securities, and of the business strategy regarding derivatives and structured securities (product strategy, brand strategy, distribution policy). Overseeing the bank’s online marketing activities, he gained valuable experience in the digital transformation of the financial industry. With many years of leadership experience, Stefan has deep expertise in retail banking and capital markets, as well as in the area of regulatory change and he has successfully led multiple regulatory and large-scale business transformation programs, e.g. EMIR. Stefan holds a diploma in business administration from the University of Duisburg-Essen. Today he lives with his family in Krefeld, Germany.